How I Paid Off $22,000 in Student Loan Debt in 18 Months

I paid off $22,000 in student loans accrued for my college age kids in 18 months. How did I accomplish this? What secrets did I use? My strategies for loan repayment are no different than those I used for paying off other debt. My secrets are organization, promptness and aggressive cost-cutting. I also use the old Nike shoe maxim--"Just Do It." Here's how it worked.  Read more

Increase Blog Rank, Improve Search Engine Optimization

I've been freelancing online since 2005 and blogging since 2008. My blogs do well on Google ranks and generate thousands of hits monthly. In recent Google Panda and Penguin updates, they dropped. however. Here's what I did wrong and what I fixed to reflect current SEO (search engine optimization) practices. Read more

Free Printable Advent Countdown to Christmas Activities

Advent begins on Sunday late in November or early in December. For the next 25 days we will prepare our hearts for the coming (Advent) of Jesus. Here are free printable Advent coloring, puzzles, crafts, calendars, wreaths and activities to celebrate the season. These activities will help kids anxious kids occupied (so mom and can work) till Christmas. I have been exploring and testing links for free printable Advent activities to keep children busy productive and happy as they prepare for Christmas.  read more

Ways Kids Can Help with Holiday Preparations

Let's be honest, in holiday party preparation, children may be more of a hindrance than a help. Parents may find Christmas not so merry and Thanksgiving not so thankful, if they're juggling shopping, cooking, party planning, housecleaning and childcare. Here are easy ways kids can help with holiday party planning (and keep them out of your hair!) Making Kids Thanksgiving Helpers (not Hindrances!)

Mealtime cheats, shortcuts for crazy-busy parents

With two of my four kids out of the house, life has slowed down a little. But when everyone was home and I was homeschooling, our lives were crazy-busy, 24-7. To stay (relatively) sane, I rely on several corner-cutting tricks. One the biggest drains on time is meal preparation. Here are my best mealtime cheats and food preparation shortcuts. Though these may not sound like money-savers, in the long run they can be if with an eye to saving.  Mealtime cheats, shortcuts for crazy-busy parents

How I Set Work-at-Home Boundaries for Myself and Family

I've been a WAHM (work-at-home-mom) since 2005. Initially, it was part-time. Then in 2010, I became a full-time WAHM. There are advantages to working at home. I see more of my family, I'm readily available. I don't have to go out to work every day. Oddly, those advantages are closely related to the disadvantages. Work-at-home perks caused many problems before I learned to set boundaries. Here's how. How I Set Work-at-Home Boundaries for Myself and Family

Free Printable Halloween Trick-or-Treat Countdown Calendar

Oh the agony waiting can be, especially for little ones looking forward to Halloween. And for the busy mom, a restless child can be a real productivity killer. About a million times a day, they ask "When is (fill in special event)????" Till you want to shriek "If you ask me one more time, NEVER!" Why not turn kids' anticipation into a fun learning experience? Here is a free printable Halloween trick-or-treat countdown calendar. Using this countdown to Halloween, children can mark the days themselves. It's a counting lesson, telling time activity, comprehension builder and personal organizer all in one! And making the countdown calendar will keep fidgety kids out of your hair, erhm, I mean happily busy. And you won't have to worry about what mischief the bored child is finding to occupy herself with! At 3, my youngest once "made a cake" (which included paring an apple, cracking NINE EGGS and scooping out half a jar of peanut butter) all in the space it took me to go to the bathroom! We did salvage it, but I wish I'd had these free printables....! Free Printable Halloween Trick-or-Treat Countdown Calendar 

Montessori mom: At-home preschool practical life learning center

I'm a certified special needs teacher and a former home school parent. I also taught in a Montessori school. Both Montessori and special education follow a learning center-based classroom model. Learning centers (also called areas or stations), engage children in hands-on, multisensory tasks. Each center focuses on different activities: reading, math, science, building, gross motor, art, dramatic play and practical life. When I taught our kids at home, I brought the learning center concept into our home. If you've got preschool kids or are a home school parent, why not try the learning center approach? Here's how this Montessori mom set up a practical life learning area.  At-home preschool practical life learning center 

Montessori mom: At-home preschool dramatic play learning center

 As a special needs and former Montessori teacher, my classrooms have always been organized on the learning center principle. Learning centers are rotational play areas were children perform tasks related to specific content areas: math, reading, science, art, practical life, dramatic play. When I had children, I imported the learning center philosophy into my home. The play room was set up like a modified preschool classroom. Got toddler or preschool age kids? I highly recommend setting up learning centers. If you're homeschooling, learning centers are a must. Here's how this Montessori mom designed an at-home dramatic play area.  Montessori mom: At-home preschool dramatic play learning center 

How I Self-Discipline, Change Habits Using Al Anon Slogans

Self discipline is something I've never had trouble with. I've got a nasty case of low self-esteem. Auto-flagellation my modus operandi. But rigid self control isn't healthy. It doesn't work either. Here's a simple self-help plan I created, based on Al Anon principles, to modify behavior and change habits. It's how this WAHM manages to stay sane. Change Habits Using Al Anon Slogans